| Should I wait until I am old to do estate planning? |
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| Written by Wilfred Ling | |
| Saturday, 30 January 2010 | |
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Implied in the question is that you will not die now. If you are 100% sure you will not die at young age, it means that insurance premiums at such young age should be $0. However, if you check around the market – all insurance companies charges a non- zero premium for insuring the young. Why? It is because there is always a finite probability of death. |
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