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Using Medisave abroad makes sense? |
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Written by Wilfred Ling
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Wednesday, 17 February 2010 |
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I was speaking to a private-practice surgeon the other day. From his experience, these days people who seek hospitalization in private hospitals will be using their as-charged shield plans. They no longer use cash and Medisave. In Singapore, those who do not have as-charged shield plans will resort to seeking treatment in B2 or C class ward in Singapore. We discussed and concluded that seeking treatment in Malaysia using Medisave is not going to be very helpful. Why? The amount of money that can be used using Medisave is very small. Will the bill size in Malaysia be small enough? I doubt so as these hospitals in Malaysia are privately run. So, who are the people in Singapore in which the Singapore government is trying to help? I can only conclude that the target population will be those who insist in seeking treatment from private hospitals and without medical insurance. It will be a better approach that the government educate Singaporeans to insured themselves properly and seek treatment within Singapore and keep all the wealth within the country. It is better to solve the problem at the root rather than doing all sort of strange things that makes no economic sense.
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