I am unsure whether the Singapore government realises one particular vulnerable group in Singapore who are potential gambling addicts. These are the retirees. One article HERE shows that in the state of Florida, it was found that retirees comprise 34% of regular casino visitors. Moreover, these regular gambling addicts when on unnoticed until it is too late.

Retirees definitely can afford that $100 entrance fee afterall having worked so long, how could they not afford it? Unfortunately, a retiree have no way to recoup their losses because they have no more future income. Someone asked me whether is it possible to prevent this by buying an annuity so that the bulk of the money is locked up with the insurer. I personally do not think this will work because the annuity can be surrendered with capital refunded. So how?