In Promiseland Independent Pte Ltd, there are only a few fee-based financial planners.  The rest of advisers in the company are purely commission-based. The manner in which I conduct my advisory service is quite unique both within the company and in the local industry. In Singapore, fee-based advice is in a minority although it is more common in more advanced countries such as the United Kingdom and the United States of America. Moreover, the regulator does not mandate all advisers to be fee-based.