The following is a recruitment advertisement for financial adviser.

If you are an exempt financial adviser with an insurance company, I am very sure you want to do your best for your client. But the limited insurance product choice means you might not be able to recommend the best plan in market. Worst, there are certain times that you cannot even recommend the required product because your principal does not carry it. Financial advsiory is also not about merely insurance. It is also about wealth accumulation. Why be stuck with your principal’s limited investment range? Always hope that you can provide true portfolio construction using unit trusts, ETFs, hedge funds and structured products? It is only possible if your firm carries them.  Leave the “insurance agent” image and be a true financial adviser.

If you are an exempt financial adviser with a bank, I am very sure you want to do your best for your client but you are just too busy meeting that month end sales quota. Frustrated by being told to recommend the “hot favorite” of the month? Your fixed salary comes at a cost; there is no free lunch so to speak. Your clients trust you because you represent the bank. But for each sale you close your conscience screams at you because you really wonder have you put your client interest first? Did you sell a product when it is not what it is meant to be? Perhaps you have overcome all hurdles and earn the trust of your clients. However, your colleagues have access to your clients’ particulars which means you do not really have your own clients. Do you want to have your own clients with the assurance that nobody else in the firm can prospect your clients? Do you want to have an environment which you can work with other colleagues because they have specialization which you can recommend to your own clients? Truly this is putting client interest first right?  It is time to look for an alternative don’t you think?

As an Independent Financial Adviser, it is

• Not an easy work; you need to work hard
• Not a high income job because doing the right things often mean letting go that sale
• Not about helping your clients earn super investment returns; it is about diversification of your clients’ assets
• Not about servicing all kind of clients because you choose your market

However, it

• Allows you to work hard on doing the right things without worrying about corporate pressure
• Allows you to have a diversified income because your business is not limited to one aspect (like insurance)
• Allows you to help your client diversify into a full range of investment products which you previously were limited by
• Allows you to select your own market and able to service them well and thus provides excellent customer satisfaction

These days, client expects to engage an adviser, not a salesperson. They look for a problem solver, not another adding to the problem. They want solutions, not products. They demand for a thinker, not one with the gift of the gab. They want a team of specialists, not a sole generalist. Promiseland is recruiting advisers to join the team. Criteria are: 

1. Unlimited passion to put clients’ interest first
2. Unlimited ability to learn
3. Unlimited desire to be expert in their field of work

Those who are keen may like to drop me a note on the Contact link on the left to request for an interview.