This has been a good month for me because I sold very few products. It is a good month because I had a number of fee-based financial planning cases. I hope this will continue and become a significant part of my work. One of the client has agreed to put a short testimony of her experience with me:

I'm not a financial expert so it's good to have a professional develop a plan for my investments. Through a fee-based investment plan consisting 14 hours of work, Wilfred was able to provide financial advice that was useful, if not educational." - Ms Wong, 38, teacher