My client was kind enough to provide a testimony:

"I engaged the fee-based service from Wilfred to look at my existing investments and to construct a diversified portfolio. He analyzed my existing holdings and recommended a portfolio consisting mostly of index funds. The usage of a Trust to protect my assets from potential future creditors was also recommended. With the 33 pages report he did for me, I now come to know of the various instruments which previously was not known to me. The fee I paid was value for money." - Mr. Cheng, 44, businessowner