The following are some bad unit trusts:

Unfortunately, I recommended these funds to my clients during the market bull run because they outperformed the index. However, it can be seen that during the last six months in the bear market, they underperformed the index. Not just underperform a little bit but a LOT OF IT!!! Come on, what are you doing losig more money that the market!!?!?!!! If you looked at the fourth chart, while the market returned -15.16%, the fund performed -29.47%!! This is nearly double the losses!! What is this ?? It will be better off just investing in the index.

Here is how to be a fund manager the DIY way: During the market bear run: Just invest in the index. Definitely will do better than these active managed fund managers. During the market bull run, invest 90% in the index with the remaining 10% perhaps in leveraged ETF. This increases risk but also the return.

I hope I don't get another call from another product manufacturer threatening legal action for saying such things. Getting very tired of these. If this posting is removed, you know what happen.