Comprehensive Financial Planning service is a written report covering all of the following:

(1)  Understanding client’s goals,

(2)  Tabulating the cash flow and balance sheet statements,

(3)  Credit management,

(4)  Risk (protection/insurance) management,

(5)  Education planning,

(6)  Retirement planning,

(7)  Investment Planning

(8)  Tax planning and

(9)  Estate planning.