For the first appointment, you should bring along the following:

• A signed copy of the “Know Your Client” form. This is the fact finding form as required by regulation. It is compulsory that you fill it up so that you can select the mode of advice – whether it is product advice, specific needs advice or full-disclosure advice. For all cases handled by me, the full-disclosure advice is the only option available.
• A signed copy of the Memorandum of Understanding for Financial Planning. This MOU specify the scope of service, the fee structure and deliverables.
• All insurance policy documents. If you have lost the policy, you should request a duplicate copy from your insurer.
• Latest benefit illustration from your insurers for participating policies. This has to be requested from your insurers as well.
• Obtain, in writing, the existing nominations of the insurance policies from the insurers.
• A copy of the latest investment statements and your Investment Policy Statement (IPS) from your investment adviser (if any)
• A copy of your latest tax statement from IRAS and a copy of the outstanding Parenthood Tax Rebate balance (if any).
• A copy of your Will (if any)
• A photocopy of the letter from CPF Board stating your existing CPF Nomination
• A copy of your CPF statements showing the latest balance and transactions over the last 18 months as well as the amount used for investments/property purchase
• A copy of your latest housing loan outstanding
• Copies of the last 3 months of credit card bills
• A copy of your mortgage and car loan agreement (if any)

All the above will be retain by us for record keeping except for policy documents which will be return when the planning is completed (usually in 2 or 3 meetings).

If you are married, it is mandatory that your spouse comes with you on all meetings. As no two persons are identical, I will need to discuss with both persons on all matters.

You should also read this: How to pay a lower financial planning fee?